What is direct deposit?

Direct deposit is an electronic payment option for USA only members and is sent to a specific account type (checking or savings), account number, and routing number. A direct deposit can only be processed to the instaGC account holders name. A fee of 15 points will be assessed for each redemption request. Requests are typically processed within 1-3 business days and typically received within 1-2 business days after being processed. Requests are not processed on holidays or weekends. Any request that cannot be processed properly by our financial institution, including but not limited to: invalid account type, invalid account number, invalid routing number; will be subject to a $5 fee.